When Does Instacart Pay in 2023? – Instacart Payday

Instacart is a popular grocery delivery service that enables customers to have groceries delivered to their doorstep. With the ever-increasing demands of modern life, Instacart has become a convenient and popular way for individuals to shop for groceries without ever leaving home.

As with any job, working for Instacart means getting paid regularly and on time. Many shoppers are curious about when they can expect to receive their paychecks. In this article, we will look in-depth at when Instacart pays its shoppers and other helpful information related to getting paid.


If you are repelling a regular 9-5 but also want to earn a little extra money, Instacart can be an amazing option one can consider as an option to look out for. Now the question arises: When and how can this Instacart thing pay you? 

Shoppers at Instacart can earn a decent amount by shopping and, at times, delivering groceries to other customers. Instacart tends to pay shoppers weekly every third day of the week, i.e., the Wednesday, using the direct deposit process t for the recent Monday, which went through the Sunday. They can also mail you a check if, by any means, DD isn’t working on your account.

This ends here, but there’s also a lot of dust to be cleared to know about shipping and driving, such as when the shoppers get paid, how they get paid, and the backup plan when they don’t get the expected traffic on orders. The Instacart website states that the offer to work for flexible hours and manufacturing is there for many personal shoppers. It sounds like a way to make some easy money. Isn’t it?

So let’s jump right in!

When does Instacart pay?

Instacart payday is Wednesday. Instacart pays via direct deposit shoppers every week on Wednesday. Salary is calculated for the previous Monday through Sunday, and payment is on the following Wednesday morning.

Instacart Payday examples

Instacart pays its shoppers once a week, every Wednesday morning. Paycheck is calculated from the previous Monday through Sunday of work done within that period. Payments are made via direct deposit directly into the bank account provided by the shopper during sign-up. It generally takes about 24 hours for transfer processing and for the funds to show up in your account – so expect to see your payment sometime on Thursday or Friday morning.

In addition to weekly payments, Instacart also offers bonuses and incentive payouts throughout the month, depending on performance or demand within specific areas. These bonus amounts vary depending on the region and type of bonus earned (if applicable). Bonus payouts are always sent out separately from regular weekly payments – you’ll know when it’s coming because it will be labeled “bonus” in your payment history on your Dashboard page!

Find yourself needing access to your earnings before payday arrives. You can use Instacart’s “Instant Cashout” feature, which lets you request an early withdrawal of up to $200 of your earnings anytime after 8 am EST each day. An Instant Cashout fee is associated with this service – $0.50 per transaction up to $10 maximum – but it may be worth it if you need those funds immediately! Remember that this feature only provides access to pending earnings; if nothing has been delivered yet, there won’t be anything available for Instant Cashout until deliveries start happening!

How does Instacart pay?

Shoppers are paid weekly on Wednesday via direct deposit to a checking or savings account. However, shoppers can use Instant Cashout, an immediate transfer to a debit card, to quickly access their earnings.

Instacart shopper pay

How much do Instacart shoppers make?

Instacart shoppers can earn from $10 to $25 per hour, which depends on weight, distance, payment system,  the number of items in an order, how long the demand is estimated to take, and how much effort is involved getting the things. The average base pay is around $13, and employees keep 100% of the tips. Shoppers can earn $20 or more an hour during busy shifts, depending on bonuses.

The question arises: What amount can one expect them to earn when they are here and working?

An earner as a shopper gets an initial pay scale of about $13 per hour. Instacart also asks others to go for a 5% tip, but it is deficient compared to an average 15% restaurant tip. However, the majority of the customers pay more than that. Also, the workers are free to keep the full tip they earn.

But the specific amount is still in a shaded region. How much do they get? There were also times when instacart shoppers boasted that one could earn nearly $25 an hour. Still, some complications happened, retaliation from shoppers who claimed that the amount wasn’t shown or claimed as the paid amount has been hidden ever since.

The economy around gigs is flourishing now. Also, it doesn’t come as a surprise either. One has the freedom to earn when and where one wants. One also gets to act upon their terms and make a legit amount of money they desire.

Working in odd jobs is an ancient concept and now a new one. People have been waking up early, delivering newspapers, cutting lawns, or babysitting for cash. The economy around gigs has evolved, and it has reached a point that we see today. People can now provide services, share their rides, or even deliver groceries instead of gardening or babysitting.

However, working under instacart isn’t a funny business like cutting grass or babysitting.

Different factors comprise the pay structure of Instacart. Instacart consider:

  • The order magnitude
  • The decided time the order has been kept
  • The items in number in an order
  • The size measurements in the order
  • Weight
  • Payment system
  • How long is the demand estimated to take
  • How much effort is involved in getting the items

This proves that instacart shoppers will get paid hefty if they go for a gull bag purchasing process peak during rush hours. They would, however, be paid relatively less during the no-traffic hours. Instacart also rewards more earnings on 5-star ratings.

When this doesn’t look like a lot of money, one can set their own work [plan and hours duration, however, and as they want. One disadvantage is instacart being high to charge to some of the stores.


Do Instacart drivers get paid?

Instacart drivers or Full-Service shoppers get paid more than just tips, an average of $13 per hour. During busy shifts, drivers earn up to $25 per hour plus tips.

This might seem unclear at first, but one can only perceive that there is a sort of instacart employee, but it turns out that there are other categories as well, i.e., the name of  In-Store and Full-Service shoppers.

In-store shoppers. They are for actually shopping and picking up the orders. The customers will come to pick up their orders after a while or at a scheduled time.

But Instacart does more than grocery delivery. 

Instacart also shops and helps the customer have the ready and packed product first, then just waiting for all the orders to get prepared to save time and energy. Some drivers are shoppers who are known as “Full-Service Shoppers”. 

We’ll use the term driver for reference whenever we talk about Full-Service Shoppers just for reference. As drivers are also shoppers and they receive a rate of $13. One would also be concerned about tipping. So you will be delighted to know that all the tip received is theirs and not to be cut down by any means. 


How much time does the Instacart deposit take? 

If one doesn’t have a direct deposit working set up, they will receive a mail and, in it, a check. 

If you require cash, you can have it all from instant cashouts if you need money right away. Funds can be gained by the app itself, which can be set up using a credit card.

Instant cash can be used as often as one likes on 0.05 transaction fees.


What if you don’t get orders? Will you get paid even then? 

No, you won’t. Earlier, there used to be a separate clause for situations and days like this, but now instacart does not have an hourly guarantee. 

Even now that they don’t have an hourly guarantee, one’s batch acceptance rate isn’t a thing to be overlooked. If one has a very appraisingly high rating and receives excellent customer feedback and reviews, the acceptance rate plays a bright role in getting the assignments arena.  

In instacart, a batch is a term used as the place of a job. A job can contain one or more orders; for example, a person is offered a batch to shop for two different people; it’s a single batch but two orders.

To have consistent orders, one should keep the rate above 80% of the batch acceptance. 

Does instacart consider taking out taxes for its workers?

No. Once one earns more than $600 per tax year, instacart makes the employee fill out a 1099 MISC form for contract workers. It won’t be used with one’s taxes and process but will be used to figure out how much to report for the income to file taxes. 

As the taxes aren’t withheld from one’s pay, taxpayers’ stress makes them compulsory for taxpayers. One may have to pay a late penalty to the IRS if they don’t pay their taxes on time. 



Overall, Instacart delivers timely paychecks each week so shoppers can rely on a steady income stream while completing orders across the country! The availability of extra incentives and bonuses also sweetens the deal by providing additional rewards for top performers or those who work during highly demanded hours or regions. Thanks to its quick payout system, reliable payment processing times, and flexible cashout options, Instacart ensures its shoppers are compensated each week properly!

Daniel Smith

Daniel Smith

Daniel Smith is an experienced economist and financial analyst from Utah. He has been in finance for nearly two decades, having worked as a senior analyst for Wells Fargo Bank for 19 years. After leaving Wells Fargo Bank in 2014, Daniel began a career as a finance consultant, advising companies and individuals on economic policy, labor relations, and financial management. At Promtfinance.com, Daniel writes about personal finance topics, value estimation, budgeting strategies, retirement planning, and portfolio diversification. Read more on Daniel Smith's biography page. Contact Daniel: daniel@promtfinance.com

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