Stocks · Financial Services · Banks - Regional
Home Bancshares, Inc. HOMB
$28.57 -0.35% Close, Oct 5, 2026 · NYSE · Market cap $5.77B
Next earnings report: Oct 14, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Operating margin widened to 43.6% from 38.4% a year earlier.
- Revenue over the last four quarters was $1.40B, down 3.8% from a year earlier.
- Diluted EPS over the last four quarters was $2.43, up 11.0% year over year.
PromtFinance scores
Each score is a percentile within the Financial Services sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 6, 2026.
Growth28Very weak
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 19%
- EPS growth (TTM, YoY)Bottom 39%
- FCF growth (TTM, YoY)Top 48%
- Revenue growth, 3-year CAGRBottom 30%
- Revenue growth accelerationTop 32%
Quality68Positive
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 44%
- Gross marginTop 19%
- Operating marginTop 12%
- Cash conversion (OCF / net income)Bottom 35%
- Accruals (lower is better)Bottom 31%
- Net debt / EBITDA (lower is better)Top 45%
- Interest coverTop 37%
Value63Neutral
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 31%
- Free-cash-flow yieldBottom 47%
- EBITDA / enterprise valueTop 30%
- Sales / enterprise valueBottom 28%
- P/E vs own 5-year history (lower is better)Top 36%
Momentum42Weak
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthBottom 46%
- 6-month returnBottom 50%
- 1-year return vs S&P 500Bottom 38%
- Distance from 52-week highTop 48%
- Trend checklist (0–4)Top 48%
Revisions42Weak
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 36%
- Consecutive EPS beatsTop 42%
- Share of analysts rating BuyBottom 36%
- Upside to consensus price targetTop 47%
Stability71Positive
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 29%
- Maximum drawdown, 3 yearsTop 30%
- Beta vs S&P 500 (lower is better)Top 43%
- Net debt / EBITDA (lower is better)Top 45%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | -5.4% | -3.8% | ↑ |
| EPS growth (YoY) | 15.7% | 11.0% | ↓ |
| Gross margin | 68.4% | 78.5% | ↑ |
| Operating margin | 38.4% | 43.6% | ↑ |
| FCF margin | 24.6% | 30.8% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | -3.8% | -5.4% | ↑ | Bottom 19% |
| EPS growth (TTM, YoY) | 11.0% | 15.7% | ↓ | Bottom 39% |
| Gross margin | 78.5% | 68.4% | ↑ | Top 19% |
| Operating margin | 43.6% | 38.4% | ↑ | Top 12% |
| Net margin | 34.3% | 29.9% | ↑ | — |
| Free-cash-flow margin | 30.8% | 24.6% | ↑ | — |
| Return on invested capital | 1.9% | — | Top 44% | |
| Revenue growth, 3-year CAGR | 9.9% | — | Bottom 30% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 0.94×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- 0.1%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 1.0%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +4.4 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 0.96×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 1.5×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 2.84%
- Net buyback yield (TTM)
- 1.38%
- Shareholder yield
- 4.22%
- Share count change, 1 year
- -0.1%
- Share count change, 3-year CAGR
- -0.9%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 7, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 2
- Beats in the last 8 reports
- 4 of 8
- Average EPS surprise, last 4
- +2.1%
- Average 2-day reaction, last 8
- +0.2%
- Positive 20 days after report
- 6 of 8
Analysts
- Consensus price target
- $33.25
- Target vs current price
- +16.4%
- Analysts with a rating
- 19
- Share rating Buy or Strong Buy
- 37%
- Consensus rating
- Hold
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Jul 15, 2026 | +5.1% | +1.0% | +4.9% | +6.9% | — |
| Apr 15, 2026 | +1.0% | -1.0% | -3.9% | -6.0% | +2.7% |
| Jan 14, 2026 | +0.0% | +2.0% | +4.9% | +5.9% | -0.2% |
| Oct 15, 2025 | +2.2% | -3.1% | -4.1% | -2.7% | +0.4% |
| Jul 16, 2025 | +0.0% | +0.1% | +4.2% | +0.4% | -1.5% |
| Apr 16, 2025 | +4.3% | -0.5% | +5.4% | +11.9% | +13.1% |
| Jan 15, 2025 | -5.7% | +2.3% | +4.8% | +6.8% | -11.5% |
| Oct 16, 2024 | -5.7% | +1.0% | -1.6% | +15.0% | +1.4% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Jul 15, 2026 | $0.64 | $0.61 | +5.1% | $295.1M |
| Apr 15, 2026 | $0.60 | $0.59 | +1.0% | $266.7M |
| Jan 14, 2026 | $0.60 | $0.60 | +0.0% | $282.1M |
| Oct 15, 2025 | $0.61 | $0.60 | +2.2% | $279.7M |
| Jul 16, 2025 | $0.58 | $0.58 | +0.0% | $266.6M |
| Apr 16, 2025 | $0.56 | $0.54 | +4.3% | $256.9M |
| Jan 15, 2025 | $0.50 | $0.53 | -5.7% | $254.8M |
| Oct 16, 2024 | $0.50 | $0.53 | -5.7% | $254.4M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 11.8× | 12.7× | 38th | Top 31% |
| P/E (forward) | 11.3× | — | — | — |
| EV / EBITDA | 10.1× | — | — | Top 30% |
| EV / Sales | 4.57× | — | — | Bottom 28% |
| Free-cash-flow yield | 7.44% | — | — | Bottom 47% |
| Earnings yield | 8.51% | — | — | Top 31% |
P/E over the past five years
Range 10.2× – 17.4× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +2.0%
- Earnings per share growth (TTM)
- +11.0%
- Change in P/E multiple
- -0.9%
Most of the move came from earnings growth.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 3
- 50-day average slope (20 days)
- -0.2%
- 200-day average slope (20 days)
- +0.4%
- Distance from 50-day average
- -5.0%
- Distance from 200-day average
- +0.4%
- RSI (14)
- 37.6
- Relative volume
- 1.06×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 16.7%
- Volatility vs own 5-year history
- 0th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.63
- Correlation with S&P 500
- 0.40
- Current drawdown from 1-year high
- -9.2%
- Maximum drawdown, 3 years
- -21.9%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| May 7, 2021 | May 12, 2023 | -30.2% | 507 days | 302 days (Jul 26, 2024) |
| Nov 26, 2024 | Apr 8, 2025 | -21.9% | 89 days | Not yet recovered |
| Jul 30, 2024 | Aug 14, 2024 | -11.1% | 11 days | 59 days (Nov 6, 2024) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $5.77B
- P/E (TTM)
- 11.8
- EPS, diluted (TTM)
- $2.43
- Revenue (TTM)
- $1.40B
- Dividend yield
- 3.01%
- 52-week range
- $25.50 – $31.70
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $752.0M | $1.04B | $1.33B | $1.45B | $1.37B |
| Gross profit | $704.5M | $855.3M | $967.8M | $952.6M | $1.06B |
| Operating income | $416.8M | $394.6M | $511.9M | $522.3M | $601.3M |
| Net income | $319.0M | $305.3M | $392.9M | $402.2M | $475.4M |
| EPS (diluted) | $1.94 | $1.57 | $1.94 | $2.01 | $2.41 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $372.1M | $360.3M | $354.8M | $365.8M | $279.7M | $374.1M | $353.8M | $390.3M |
| Net income | $100.0M | $100.6M | $115.2M | $118.4M | $123.6M | $118.2M | $118.2M | $119.3M |
| EPS (diluted) | $0.50 | $0.51 | $0.58 | $0.60 | $0.63 | $0.60 | $0.60 | $0.60 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $389.4M | $413.2M | $379.7M | $460.6M | $399.3M |
| Capital expenditure | -$10.3M | -$19.6M | -$22.5M | -$38.5M | -$22.3M |
| Free cash flow | $379.1M | $393.6M | $357.2M | $422.1M | $377.0M |
| Dividends paid | -$92.1M | -$128.4M | -$145.9M | -$150.0M | -$158.9M |
| Net share buybacks | -$44.5M | -$70.9M | -$48.8M | -$86.5M | -$81.6M |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $279.7M
- Total assets
- $24.71B
- Total liabilities
- $20.17B
- Total debt
- $888.6M
- Net debt
- $608.9M
- Shareholders’ equity
- $4.55B
As of Jun 30, 2026 (filed Aug 7, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Aug 12, 2026 | $0.23 | Sep 2, 2026 |
| May 13, 2026 | $0.21 | Jun 3, 2026 |
| Feb 11, 2026 | $0.21 | Mar 4, 2026 |
| Nov 12, 2025 | $0.21 | Dec 3, 2025 |
| Aug 13, 2025 | $0.20 | Sep 3, 2025 |
| May 14, 2025 | $0.20 | Jun 4, 2025 |
| Feb 12, 2025 | $0.20 | Mar 5, 2025 |
| Nov 13, 2024 | $0.20 | Dec 4, 2024 |
Short interest
- Shares sold short
- 9,952,096
- Days to cover
- 7.15
- Change vs previous report
- +16.7%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Jun 9, 2016
- 2-for-1
- Jun 13, 2013
- 2-for-1
- May 12, 2010
- 11-for-10
- Aug 11, 2008
- 27-for-25