Stocks · Real Estate · REIT - Mortgage
TPG Mortgage Investment Trust Inc MITT
$5.63 -2.26% Close, Oct 5, 2026 · NYSE · Market cap $183.2M
Strong growthWeak trend
Next earnings report: Nov 3, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Net debt is 14.8× EBITDA, a high level of leverage.
- The stock is in a downtrend: below its 200-day average, with the 50-day average below the 200-day.
- Diluted EPS over the last four quarters was $0.74, down 28.8% year over year.
PromtFinance scores
Each score is a percentile within the Real Estate sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 6, 2026.
Growth89Strong
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Top 30%
- EPS growth (TTM, YoY)Bottom 31%
- FCF growth (TTM, YoY)Top 19%
- Revenue growth, 3-year CAGRTop 11%
- Revenue growth accelerationTop 26%
Quality45Neutral
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalTop 45%
- Gross marginTop 20%
- Operating marginTop 7%
- Cash conversion (OCF / net income)Top 48%
- Accruals (lower is better)Bottom 21%
- Net debt / EBITDA (lower is better)Bottom 19%
- Interest coverBottom 30%
Value58Neutral
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldTop 9%
- Free-cash-flow yieldTop 2%
- EBITDA / enterprise valueTop 47%
- Sales / enterprise valueBottom 14%
- P/E vs own 5-year history (lower is better)Bottom 13%
Momentum18Very weak
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthBottom 32%
- 6-month returnBottom 12%
- 1-year return vs S&P 500Bottom 26%
- Distance from 52-week highBottom 18%
- Trend checklist (0–4)Bottom 23%
Revisions68Positive
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 45%
- Consecutive EPS beatsBottom 18%
- Share of analysts rating BuyTop 22%
- Upside to consensus price targetTop 10%
Stability26Very weak
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Bottom 21%
- Maximum drawdown, 3 yearsBottom 47%
- Beta vs S&P 500 (lower is better)Bottom 42%
- Net debt / EBITDA (lower is better)Bottom 19%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 11.4% | 13.6% | ↑ |
| EPS growth (YoY) | -44.2% | -28.8% | ↑ |
| Gross margin | 75.1% | 74.4% | ↓ |
| Operating margin | 75.8% | 75.3% | ↓ |
| FCF margin | 12.5% | 16.2% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 13.6% | 11.4% | ↑ | Top 30% |
| EPS growth (TTM, YoY) | -28.8% | -44.2% | ↑ | Bottom 31% |
| Gross margin | 74.4% | 75.1% | ↓ | Top 20% |
| Operating margin | 75.3% | 75.8% | ↓ | Top 7% |
| Net margin | 9.0% | 10.8% | ↓ | — |
| Free-cash-flow margin | 16.2% | 12.5% | ↑ | — |
| Return on invested capital | 4.5% | — | Top 45% | |
| Revenue growth, 3-year CAGR | 22.6% | — | Top 11% |
Quality of earnings and balance sheet
- Cash conversion (OCF / net income)Above 1× means profits are backed by cash.
- 1.80×
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -0.4%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.2%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +18116.8 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- 14.79×
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 0.8×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 20.84%
- Net buyback yield (TTM)
- 0.09%
- Shareholder yield
- 20.93%
- Share count change, 1 year
- +7.1%
- Share count change, 3-year CAGR
- +16.2%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 10, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 0
- Beats in the last 8 reports
- 2 of 8
- Average EPS surprise, last 4
- -1.0%
- Average 2-day reaction, last 8
- -2.9%
- Positive 20 days after report
- 2 of 8
Analysts
- Consensus price target
- $9.25
- Target vs current price
- +64.3%
- Analysts with a rating
- 18
- Share rating Buy or Strong Buy
- 67%
- Consensus rating
- Buy
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 10, 2026 | -10.7% | -10.9% | -4.7% | -4.1% | — |
| Apr 29, 2026 | +4.0% | -6.1% | -3.3% | -4.3% | -11.7% |
| Feb 17, 2026 | +2.8% | -1.3% | -8.0% | -11.8% | -10.0% |
| Nov 4, 2025 | +0.0% | +6.7% | +8.8% | +15.0% | +20.3% |
| Aug 1, 2025 | -21.7% | -7.8% | -2.8% | -0.9% | -3.3% |
| May 6, 2025 | -16.7% | -2.7% | +4.1% | +13.9% | +14.0% |
| Mar 3, 2025 | -5.3% | +1.6% | -1.1% | -1.1% | -7.7% |
| Nov 5, 2024 | -15.0% | -2.9% | -1.3% | -4.9% | -3.8% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 10, 2026 | $0.24 | $0.27 | -10.7% | $21.6M |
| Apr 29, 2026 | $0.26 | $0.25 | +4.0% | $20.6M |
| Feb 17, 2026 | $0.25 | $0.24 | +2.8% | $22.5M |
| Nov 4, 2025 | $0.23 | $0.23 | +0.0% | $26.4M |
| Aug 1, 2025 | $0.18 | $0.23 | -21.7% | $15.0M |
| May 6, 2025 | $0.20 | $0.24 | -16.7% | $17.3M |
| Mar 3, 2025 | $0.18 | $0.19 | -5.3% | $19.0M |
| Nov 5, 2024 | $0.17 | $0.20 | -15.0% | $98.8M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (trailing) | 7.6× | 5.4× | 76th | Top 9% |
| P/E (forward) | 5.3× | — | — | — |
| EV / EBITDA | 15.2× | — | — | Top 47% |
| EV / Sales | 15.33× | — | — | Bottom 14% |
| Free-cash-flow yield | 43.16% | — | — | Top 2% |
| Earnings yield | 13.14% | — | — | Top 9% |
P/E over the past five years
Range 1.4× – 13.5× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- -23.5%
- Earnings per share growth (TTM)
- -28.8%
- Change in P/E multiple
- +27.7%
Most of the move came from earnings growth.
Technical state
Trend checklist
- ✗ Price above 20-day average
- ✗ Price above 50-day average
- ✗ Price above 200-day average
- ✗ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 0
- Days above the 200-day average
- 0
- 50-day average slope (20 days)
- -8.0%
- 200-day average slope (20 days)
- -2.5%
- Distance from 50-day average
- -14.6%
- Distance from 200-day average
- -26.7%
- RSI (14)
- 21.3
- Relative volume
- 1.02×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 33.2%
- Volatility vs own 5-year history
- 58th percentile · Normal for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.63
- Correlation with S&P 500
- 0.33
- Current drawdown from 1-year high
- -38.9%
- Maximum drawdown, 3 years
- -38.9%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Feb 24, 2021 | Oct 10, 2022 | -75.3% | 410 days | Not yet recovered |
| Jan 26, 2021 | Feb 2, 2021 | -22.1% | 5 days | 13 days (Feb 22, 2021) |
| Nov 24, 2020 | Jan 4, 2021 | -19.9% | 26 days | 15 days (Jan 26, 2021) |
| Oct 5, 2020 | Oct 28, 2020 | -11.9% | 17 days | 15 days (Nov 18, 2020) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $183.2M
- P/E (TTM)
- 7.6
- EPS, diluted (TTM)
- $0.74
- Revenue (TTM)
- $486.9M
- Dividend yield
- 16.87%
- 52-week range
- $5.59 – $9.27
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $67.5M | $256.8M | $274.7M | $413.2M | $472.7M |
| Gross profit | $53.9M | $239.5M | $257.2M | $392.1M | $447.8M |
| Operating income | $106.9M | $92.5M | $248.6M | $398.5M | $457.8M |
| Net income | $104.2M | -$53.1M | $53.8M | $55.7M | $48.7M |
| EPS (diluted) | $5.29 | -$3.12 | $1.68 | $1.23 | $0.90 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $98.8M | $113.8M | $107.6M | $108.2M | $122.2M | $132.4M | $109.8M | $122.5M |
| Net income | $16.6M | $14.3M | $11.5M | $3.9M | $20.0M | $13.3M | -$3.6M | $14.3M |
| EPS (diluted) | $0.40 | $0.30 | $0.21 | $0.13 | $0.47 | $0.25 | -$0.27 | $0.29 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $26.3M | $22.5M | $28.1M | $55.8M | $59.6M |
| Capital expenditure | $0 | $0 | $0 | $0 | $0 |
| Free cash flow | $26.3M | $22.5M | $28.1M | $55.8M | $59.6M |
| Dividends paid | -$10.8M | -$19.4M | -$17.4M | -$18.0M | -$24.5M |
| Net share buybacks | $89.6M | -$18.2M | -$6.4M | $0 | $0 |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $61.6M
- Total assets
- $7.94B
- Total liabilities
- $7.39B
- Total debt
- $7.34B
- Net debt
- $7.28B
- Shareholders’ equity
- $546.0M
As of Jun 30, 2026 (filed Aug 10, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Sep 30, 2026 | $0.24 | Oct 30, 2026 |
| Jun 30, 2026 | $0.24 | Jul 31, 2026 |
| Mar 31, 2026 | $0.24 | Apr 30, 2026 |
| Dec 31, 2025 | $0.23 | Jan 30, 2026 |
| Sep 30, 2025 | $0.21 | Oct 31, 2025 |
| Jun 30, 2025 | $0.21 | Jul 31, 2025 |
| Mar 31, 2025 | $0.20 | Apr 30, 2025 |
| Dec 31, 2024 | $0.19 | Jan 31, 2025 |
Short interest
- Shares sold short
- 1,133,410
- Days to cover
- 3.89
- Change vs previous report
- +22.3%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Jul 23, 2021
- 1-for-3