Stocks · Industrials · Security & Protection Services
NLI Holdings, Inc. NL
$7.01 +0.43% Close, Oct 5, 2026 · NYSE · Market cap $341.1M
High qualityExpensive vs sector
Next earnings report: Oct 29, 2026
Scroll or pinch to zoom, drag to move. Daily prices adjusted for splits. Markers: E = earnings (green beat, red miss), S = split, D = dividend.
Three things to know
- Diluted EPS over the last four quarters was $-0.52, down 147.5% year over year.
- Operating margin narrowed to 8.9% from 27.3% a year earlier.
- The stock is in an uptrend: above its 200-day average for 42 trading days, with the 50-day average above the 200-day.
PromtFinance scores
Each score is a percentile within the Industrials sector (0–100). Under each score: how the stock ranks in its sector on every component. As of Oct 6, 2026.
How fast revenue, earnings and cash flow are growing.
- Revenue growth (TTM, YoY)Bottom 42%
- EPS growth (TTM, YoY)Bottom 8%
- Revenue growth, 3-year CAGRBottom 23%
- Revenue growth accelerationBottom 23%
Returns on capital, margins, earnings quality and balance-sheet strength.
- Return on invested capitalBottom 33%
- Gross marginTop 40%
- Operating marginTop 43%
- Accruals (lower is better)Top 28%
- Interest coverTop 4%
How cheap the shares are relative to earnings, cash flow and their own history.
- Earnings yieldBottom 21%
- Free-cash-flow yieldBottom 32%
- EBITDA / enterprise valueBottom 8%
- Sales / enterprise valueTop 35%
Strength and persistence of the price trend, including versus the S&P 500.
- 12-month return excluding last monthTop 46%
- 6-month returnTop 23%
- 1-year return vs S&P 500Top 42%
- Distance from 52-week highTop 36%
- Trend checklist (0–4)Top 11%
Earnings surprises and analyst sentiment (estimate-revision history is being collected).
- Average EPS surprise, last 4 quartersBottom 6%
- Consecutive EPS beatsBottom 16%
- Upside to consensus price targetBottom 3%
Low volatility, shallow drawdowns, low market sensitivity and modest leverage.
- Volatility, 60 days (lower is better)Top 35%
- Maximum drawdown, 3 yearsTop 36%
- Beta vs S&P 500 (lower is better)Top 28%
What changed
Latest four quarters versus the same period a year earlier (growth: versus one quarter earlier).
| Measure | Before | Now | |
|---|---|---|---|
| Revenue growth (YoY) | 7.0% | 6.0% | ↓ |
| EPS growth (YoY) | -155.5% | -147.5% | ↑ |
| Gross margin | 29.8% | 32.1% | ↑ |
| Operating margin | 27.3% | 8.9% | ↓ |
| FCF margin | -26.0% | 2.6% | ↑ |
Fundamental momentum
| Measure | Now (TTM) | Year / quarter before | Sector rank | |
|---|---|---|---|---|
| Revenue growth (TTM, YoY) | 6.0% | 7.0% | ↓ | Bottom 42% |
| EPS growth (TTM, YoY) | -147.5% | -155.5% | ↑ | Bottom 8% |
| Gross margin | 32.1% | 29.8% | ↑ | Top 40% |
| Operating margin | 8.9% | 27.3% | ↓ | Top 43% |
| Net margin | -15.8% | 35.1% | ↓ | — |
| Free-cash-flow margin | 2.6% | -26.0% | ↑ | — |
| Return on invested capital | 2.1% | — | Bottom 33% | |
| Revenue growth, 3-year CAGR | -1.7% | — | Bottom 23% |
Quality of earnings and balance sheet
- Accruals (net income − OCF) / assetsLower is better; high accruals can signal weaker earnings quality.
- -7.1%
- Stock-based compensation / revenueA cost to shareholders through dilution.
- 0.0%
- Receivables growth vs revenue growthReceivables growing much faster than sales can be a warning.
- +9.4 pp
- Net debt / EBITDABelow 1× is conservative; above 3× is high leverage.
- Net cash
- Interest cover (operating income / interest)How many times operating profit covers interest.
- 117.3×
Shareholder returns
- Dividend yield (dividends paid, TTM)
- 9.89%
- Net buyback yield (TTM)
- 0.00%
- Shareholder yield
- 9.89%
- Share count change, 1 year
- +0.1%
- Share count change, 3-year CAGR
- +0.0%
Shareholder yield = dividends + net buybacks over the last four quarters, divided by market cap.
Based on the four quarters through Jun 30, 2026 (filed Aug 5, 2026).
Earnings and expectations
Earnings momentum
- Consecutive EPS beats
- 0
- Beats in the last 8 reports
- 2 of 8
- Average EPS surprise, last 4
- -100.0%
- Average 2-day reaction, last 8
- +1.4%
- Positive 20 days after report
- 5 of 8
Analysts
- Consensus price target
- $6.00
- Target vs current price
- -14.4%
How the stock reacted to recent reports
| Report date | EPS surprise | 2 days | 5 days | 20 days | 60 days |
|---|---|---|---|---|---|
| Aug 5, 2026 | -15.9% | -1.5% | +9.6% | +15.1% | — |
| May 6, 2026 | -60.2% | +1.0% | +0.0% | +2.2% | -2.0% |
| Mar 9, 2026 | -440.5% | +1.0% | -1.8% | -6.9% | -2.5% |
| Nov 6, 2025 | -189.4% | -1.0% | -4.4% | -5.1% | +3.7% |
| Aug 6, 2025 | -94.7% | -4.4% | +10.1% | +8.9% | -1.0% |
| May 7, 2025 | -95.2% | +4.0% | -13.8% | -20.6% | -35.1% |
| Mar 6, 2025 | +61.9% | +3.7% | +10.6% | +17.8% | +9.1% |
| Nov 6, 2024 | +249.1% | +8.5% | -2.8% | +5.2% | -11.2% |
Returns from the close before each report. Past reactions do not determine future ones.
Earnings history
| Report date | EPS | Estimate | Surprise | Revenue |
|---|---|---|---|---|
| Aug 5, 2026 | $0.18 | $0.21 | -15.9% | $43.6M |
| May 6, 2026 | $0.09 | $0.23 | -60.2% | $40.6M |
| Mar 9, 2026 | -$0.63 | $0.19 | -440.5% | $37.7M |
| Nov 6, 2025 | -$0.16 | $0.18 | -189.4% | $40.0M |
| Aug 6, 2025 | $0.01 | $0.19 | -94.7% | $40.4M |
| May 7, 2025 | $0.01 | $0.21 | -95.2% | $40.3M |
| Mar 6, 2025 | $0.34 | $0.21 | +61.9% | $38.4M |
| Nov 6, 2024 | $0.74 | $0.21 | +249.1% | $33.7M |
Valuation in context
| Multiple | Now | 5-year median | 5-year percentile | Sector rank (cheapness) |
|---|---|---|---|---|
| P/E (forward) | 8.1× | — | — | — |
| EV / Sales | 1.46× | — | — | Top 35% |
| Free-cash-flow yield | 1.22% | — | — | Bottom 32% |
| Earnings yield | -7.43% | — | — | Bottom 21% |
P/E over the past five years
Range 5.0× – 36.9× since Jun 30, 2021. Each point: price on the filing date divided by trailing-twelve-month EPS known then.
What moved the stock over the past year
- Price return, 1 year
- +14.0%
- Earnings per share growth (TTM)
- -147.5%
- Change in P/E multiple
- +314.1%
Most of the move came from a change in the valuation multiple.
Technical state
Trend checklist
- ✓ Price above 20-day average
- ✓ Price above 50-day average
- ✓ Price above 200-day average
- ✓ 50-day average above 200-day
- ✗ MACD histogram positive
Trend quality
- Days above the 50-day average
- 42
- Days above the 200-day average
- 42
- 50-day average slope (20 days)
- +6.5%
- 200-day average slope (20 days)
- +2.4%
- Distance from 50-day average
- +6.2%
- Distance from 200-day average
- +13.5%
- RSI (14)
- 55.9
- Relative volume
- 0.44×
Risk and drawdowns
- Volatility, 60 days (annualized)
- 35.6%
- Volatility vs own 5-year history
- 12th percentile · Low for this stock
- Beta vs S&P 500 (2 years, weekly)
- 0.80
- Correlation with S&P 500
- 0.29
- Current drawdown from 1-year high
- -17.7%
- Maximum drawdown, 3 years
- -42.4%
Largest declines in the past six years
| From peak | To low | Decline | Length | Recovery |
|---|---|---|---|---|
| Aug 18, 2022 | Oct 16, 2023 | -56.5% | 291 days | Not yet recovered |
| Apr 19, 2021 | Feb 14, 2022 | -33.1% | 209 days | 72 days (May 27, 2022) |
| Oct 8, 2020 | Oct 30, 2020 | -22.6% | 16 days | 78 days (Feb 24, 2021) |
| Jun 29, 2022 | Aug 9, 2022 | -17.4% | 28 days | 5 days (Aug 16, 2022) |
| Jun 7, 2022 | Jun 13, 2022 | -12.7% | 4 days | 9 days (Jun 27, 2022) |
Declines of 10% or more from a closing high, measured on daily closes.
Financial statements
- Market cap
- $341.1M
- EPS, diluted (TTM)
- -$0.52
- Revenue (TTM)
- $161.8M
- Dividend yield
- 5.56%
- 52-week range
- $5.04 – $8.60
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $140.8M | $166.6M | $161.3M | $145.9M | $158.3M |
| Gross profit | $42.7M | $48.8M | $49.2M | $41.4M | $48.2M |
| Operating income | $10.5M | $13.7M | $14.1M | $37.9M | $9.5M |
| Net income | $51.2M | $33.8M | -$2.3M | $67.2M | -$37.8M |
| EPS (diluted) | $1.05 | $0.69 | -$0.05 | $1.38 | -$0.77 |
| Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $33.7M | $38.4M | $40.3M | $40.4M | $40.0M | $37.7M | $40.6M | $43.6M |
| Net income | $36.0M | $16.5M | $667,000 | $355,000 | -$7.9M | -$31.0M | $4.3M | $9.0M |
| EPS (diluted) | $0.74 | $0.34 | $0.01 | $0.01 | -$0.16 | -$0.63 | $0.09 | $0.18 |
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Operating cash flow | $17.6M | $26.9M | $37.0M | $25.6M | -$36.4M |
| Capital expenditure | -$4.1M | -$3.7M | -$1.1M | -$1.4M | -$3.7M |
| Free cash flow | $13.5M | $23.2M | $35.9M | $24.1M | -$40.1M |
| Dividends paid | -$11.7M | -$30.8M | -$13.7M | -$36.6M | -$27.9M |
| Net share buybacks | -$1.3M | -$1.7M | $0 | $0 | $0 |
Cash outflows are shown as negative numbers.
- Cash and short-term investments
- $107.0M
- Total assets
- $470.6M
- Total liabilities
- $88.7M
- Total debt
- $1.4M
- Net debt
- -$105.6M
- Shareholders’ equity
- $363.0M
As of Jun 30, 2026 (filed Aug 5, 2026).
Dividends
| Ex-date | Amount | Paid |
|---|---|---|
| Sep 3, 2026 | $0.10 | Sep 22, 2026 |
| Jun 4, 2026 | $0.10 | Jun 23, 2026 |
| Mar 10, 2026 | $0.10 | Mar 26, 2026 |
| Nov 21, 2025 | $0.09 | Dec 16, 2025 |
| Sep 5, 2025 | $0.09 | Sep 23, 2025 |
| Aug 18, 2025 | $0.21 | Aug 28, 2025 |
| Jun 9, 2025 | $0.09 | Jun 24, 2025 |
| Mar 11, 2025 | $0.09 | Mar 27, 2025 |
Short interest
- Shares sold short
- 153,118
- Days to cover
- 3.43
- Change vs previous report
- +4.5%
FINRA short interest, settlement date Sep 15, 2026.
Stock splits
- Dec 23, 1988
- 2-for-5
- Jul 28, 1986
- 5-for-1
- May 22, 1981
- 2-for-1